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Ministers in the UK announced that young people aged 18 to 21 who earn $10,000 or more per year will be automatically enrolled in workplace pension plans, allowing them to begin saving for retirement. This is occurring as housing costs continue to rise, wages continue to stagnate, and many young people struggle with student debt. It is critical to assess the decision’s impact on 18-21 year old and their perceptions of the recent change.

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Possible Dissertation Topics

1- The government has begun including employees aged 18 to 21 in workplace pension plans in order to encourage young people. On the other hand, some younger people may see retirement as a distant possibility and thus have little motivation to save or be interested in pensions now. To find out how 18-21 year olds feel about pensions, including whether or not they believe in the necessity of saving for retirement, the study aims to find out how much personal responsibility they believe they should bear in order to achieve this goal in comparison to how much support the government and their employers should provide, among other things.

2- When it comes to the job market today, there is no such thing as a “job for life.” Due to their combined income (which exceeds 10,000), they may be eligible for enrollment in the workplace pension plan, but due to their separate employment, they will be ineligible. As a result, it’s critical to learn how young people feel about flexible work and retirement planning in the wake of this change.

3- An increase in the number of 18-21-year-olds automatically enrolled in the workplace pension could lower the government’s future pension bill and improve young people’s saving habits as a result. Uncertainty surrounds the effect this change will have on the target group’s pension plans at work. When hiring new employees, employers should consider the value and provision of a workplace pension, as well as how it compares to other company incentives.

4-Saving for retirement is being pushed on employees of all ages as a necessity in today’s workplace. Workers on fixed incomes (less than 15,000 per year), especially those who are already strapped for cash, may have difficulty affording their pension. Young people’s perceptions of the regulation change may be influenced by socioeconomic factors such as whether they view it favourably or negatively due to the possibility of including 18-21-year-olds in workplace pensions.